Buying apartments in Istanbul in installments

Buying apartments in Istanbul in installments is one of the common options among the public of investors and those interested in the real estate sector in Turkey in general. This is what real estate investors who do not have enough money to pay for the apartment in cash or who use their capital in other projects resort to.
Learn with us in this article some information about installment apartments in Istanbul.


What are the advantages of buying apartments in installments in Istanbul?

Installment apartments have many advantages for buyers in Istanbul. One of the main advantages is that it is much cheaper than direct purchase because the buyer only pays for the part that is built in the apartment, not the full price of the property.
Another advantage of the apartments in installments is that they provide more flexibility to the buyers. For example, if the buyer needs to move before the completion of the apartment there will be no problems or restrictions, he can usually sell his contract to another buyer if he wants to if he has to get money, which is not possible with direct purchase. Finally, apartments in installments often come with better payment plans than direct purchase. This means that buyers can spread their purchase cost over a longer period of time, sometimes up to ten years, and this indicates that the buyer will not face any financial pressures.



How to buy apartments in installments in Istanbul?

There are many ways that allow you to own apartments in installments in Istanbul, the most important of which are:

- The easiest way to do this is by going to a real estate company, where they will have access to many different properties that you can choose from. This is thanks to their close relations with the most important construction companies. In this regard, it is worth noting that you will not only get a special offer, but also high discounts.
- You can also search for apartments that are being sold by their owners, which may require you to pay a larger down payment but may end up becoming cheaper in the long run, but in this context let us note that if you want to buy a ready-made apartment in installments, This may be somewhat difficult, as most offers of this type are still on the map after or in the process of being implemented.
- You can buy an apartment in installments in Istanbul through one of the banks that had previously purchased apartments from the building company, but in this regard, you should know that the apartment will become more expensive than if you had bought it directly from the building company, but in return you will find that you are in front of longer years, available to you before you finish making all your payments.

Buying an apartment in Istanbul

Tips for apartments in installments in Istanbul:

There is no difference that buying an apartment in Istanbul in this way is a smart and important idea for many people, but this does not mean that they should move without taking into account the recommendations provided by the experienced and concerned, the most important of which are:
- Before committing to a contract, make sure that you are able to pay the installments. When you are looking for different complexes, pay attention to the price of the apartments and the required down payment. You will also need to think about the monthly installments and how much they will increase each year.
- If you are planning to take out a loan to help finance your purchase, it is best to get pre-approved for a loan before you start looking for an apartment. This will give you a better idea of ​​how much money you will be able to borrow and what your monthly payments will be.
- Most installment plans require a down payment of 35 to 50%. Make sure that you can afford it and that you actually have it and avoid the option of borrowing because later you will find yourself facing the two problems of paying the installments and the debt.
- It is worth noting that the higher the down payment, the higher the discount.
- Before signing anything, make sure you understand all the terms and conditions of the installment plan and pay close attention to the total amount you will need to pay, as well as the payment schedule.



Is buying apartments in installments in Turkey safe?

Yes, it is safe to buy apartments in installments in Turkey as the process is regulated by the Turkish government, and there are many protection measures in place for buyers.
When buying an apartment in Turkey, you will sign a contract with the seller and this contract will specify the terms of the purchase, including price, payment schedule and delivery date.
You will typically pay a down payment of 30-50% of the total purchase price when the contract is signed and the remaining balance will be due in installments, usually over 12-24 months.



Why do some choose to buy apartments by paying cash?


 Although the purchase of apartments in installments carries many advantages, there are many people who choose to purchase with cash for several reasons, the most important of which are:
- One of the biggest advantages of buying an apartment with cash is that you don't have to worry about paying your mortgage every month and this can free up a significant amount of your monthly income, which can be used for other expenses or saved for future goals.
- Another advantage of paying cash for an apartment is that you do not have to pay interest on the loan. This can save you a significant amount of money over the life of the loan, especially if you plan to live in the apartment for many years.
- Cash buyers usually get a discount on the purchase price.
- Cash buyers can also close a transaction quickly, which is important in active markets where properties sell out quickly.
Advantages of buying apartments in Istanbul through ISTHOMS Real Estate Company
- We offer you a wide range of properties available for sale, so you are sure to find something that meets your needs and budget.
- An expert team in the Istanbul real estate market will be well with you and will be able to guide you to the best possible real estate option.
- We have good relationships with construction companies, and we are able to offer customers discounts, sometimes up to a high percentage.
- We offer a full range of services in addition to helping you find and buy your dream home, we also assist you with property management, leasing and resale services if you want to invest in it and get a high return.

The idea of ​​buying real estate in Turkeyhas become popular among those interested in obtaining an ideal opportunity for housing or investment and take advantage of the appropriate real estate investment options in Istanbul to obtain a high return by communicating with our real estate consultants.

Do not forget that investing in real estate in Turkeyis only a way to gainTurkish citizenshipor real estate residencepermit that allows you to stay in the country legally and then acquire many of the privileges that a Turkish citizen gets.

Related articles:

Renewal of real estate residence in Turkey 2023
Cheap villas in Turkey for sale 2023
Buying real estate in Turkey in installments
Endless options within the Turkish real estate market
The fastest way to obtain Turkish citizenship
Apartments for Sale in Istanbul
Successful real estate investment in Turkey 2023
Luxury real estate for sale in Istanbul 2023
Buying real estate in European Istanbul 2023
Obtaining Turkish Citizenship Through Real Estate Investment
Real Estate Investment in Istanbul 2023
Types of Turkish passport and the characteristics of each
Feature of residential apartments in Turkey
Advantages of buying a property in Turkey with Ist Homes
Commercial lands for sale in Istanbul

#Istanbul_apartments   #real_estate_investment
#Turkish_citizenship   #Turkish_real_estate   #Isthomes 

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